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Shesdifferent

Shesdifferent Avatar

Location: Just visiting this planet
Gender: Female


Posted: Jul 9, 2010 - 2:47pm

 rosedraws wrote:
Okay, I don't hate PayPal so much.

An EXTREMELY nice and smart person called me to go over my account.

PayPal is just much more strict than I realize... they're really policing the authenticity of every company they set up an account with.

Because we are acting as a non-profit, we must be registered as an official non-profit before PayPal will allow us to use their services to transfer funds.

It's actually full of good protections.

And I explained loud and clear to this nice person how very awful it was that these requirements were not explained in advance.  I could have saved everyone (especially me) hours of time if I had known we had to be registered... I simply would not have tried, because we don't have the paperwork in place (tiny volunteer organization) to register. 

That guy was really nice, and now I understand, and that makes everything alright.   

 
I've always had good luck with PayPal and no problems {#Smile}

rosedraws

rosedraws Avatar

Location: close to the edge
Gender: Female


Posted: Jul 9, 2010 - 11:49am

Okay, I don't hate PayPal so much.

An EXTREMELY nice and smart person called me to go over my account.

PayPal is just much more strict than I realize... they're really policing the authenticity of every company they set up an account with.

Because we are acting as a non-profit, we must be registered as an official non-profit before PayPal will allow us to use their services to transfer funds.

It's actually full of good protections.

And I explained loud and clear to this nice person how very awful it was that these requirements were not explained in advance.  I could have saved everyone (especially me) hours of time if I had known we had to be registered... I simply would not have tried, because we don't have the paperwork in place (tiny volunteer organization) to register. 

That guy was really nice, and now I understand, and that makes everything alright.   


hippiechick

hippiechick Avatar

Location: topsy turvy land
Gender: Female


Posted: Jul 9, 2010 - 8:12am

 rosedraws wrote:

This month's nightmare:

I set up an account for a town event that wants to sell tickets online.  When setting up the account, I have to choose what kind of company it is.  The closest thing was "non-profit/charity".  So, I chose that.  There were no requirements or caveats listed.

So, then I get an email that my account is on hold while they await documentation of our non-profit status.  Well, we're just a little town committee, not an official 501 or anything.  The phone people say I have to email the Compliance people.  The Compliance people never respond to my myriad emails.

I've given them all this incredible specific detailed bank information.  it's unbelievable all the paperwork they want for this account.

I can't close the account, I can't provide the paperwork they're requesting, I can't use the account, they won't unlock the account...  I just want to sell a few  tickets!

 
That doesn't sound like Pay Pal's fault. It's about collecting tax or not. Any time you are buying as a non-profit, you have to present a letter or #. However, they should have made this more clear on the page where you choose.

emeraldrose63

emeraldrose63 Avatar



Posted: Jul 9, 2010 - 8:08am

 rosedraws wrote:

This month's nightmare:

I set up an account for a town event that wants to sell tickets online.  When setting up the account, I have to choose what kind of company it is.  The closest thing was "non-profit/charity".  So, I chose that.  There were no requirements or caveats listed.

So, then I get an email that my account is on hold while they await documentation of our non-profit status.  Well, we're just a little town committee, not an official 501 or anything.  The phone people say I have to email the Compliance people.  The Compliance people never respond to my myriad emails.

I've given them all this incredible specific detailed bank information.  it's unbelievable all the paperwork they want for this account.

I can't close the account, I can't provide the paperwork they're requesting, I can't use the account, they won't unlock the account...  I just want to sell a few  tickets!

 
{#Hug} I'm sorry you're having that red tape crap to go through..

rosedraws

rosedraws Avatar

Location: close to the edge
Gender: Female


Posted: Jul 9, 2010 - 7:22am

 emeraldrose63 wrote:

Okay.. Without me having to wade through the thread.. In a nutshell.... Why do you hate pay-pal?
 
This month's nightmare:

I set up an account for a town event that wants to sell tickets online.  When setting up the account, I have to choose what kind of company it is.  The closest thing was "non-profit/charity".  So, I chose that.  There were no requirements or caveats listed.

So, then I get an email that my account is on hold while they await documentation of our non-profit status.  Well, we're just a little town committee, not an official 501 or anything.  The phone people say I have to email the Compliance people.  The Compliance people never respond to my myriad emails.

I've given them all this incredible specific detailed bank information.  it's unbelievable all the paperwork they want for this account.

I can't close the account, I can't provide the paperwork they're requesting, I can't use the account, they won't unlock the account...  I just want to sell a few  tickets!


emeraldrose63

emeraldrose63 Avatar



Posted: Jul 8, 2010 - 9:11pm

 rosedraws wrote:
PayPal SUCKS!!!

SUCKS Sucks sucksucksucksucksucksuck.

I HATE them.  hatehatehate   

 
Okay.. Without me having to wade through the thread.. In a nutshell.... Why do you hate pay-pal?

rosedraws

rosedraws Avatar

Location: close to the edge
Gender: Female


Posted: Jul 8, 2010 - 8:59pm

PayPal SUCKS!!!

SUCKS Sucks sucksucksucksucksucksuck.

I HATE them.  hatehatehate   
Servo

Servo Avatar

Location: Down on the Farm
Gender: Male


Posted: Jun 16, 2010 - 12:39am

 Manbird wrote:
When I first signed up they had a money market account option which I opted for.
My money was earning about 7%! Maybe it was more, I forget. But I got pretty decent
dividends back periodically which helped defray the fee. Now it's down to about .5%
 
Same here.  For a while my PayPal account outperformed my bank money market account.  Now...not even worth it.  They also seem to be changing their terms of service a lot lately, which makes me suspicious.  I had PayPal before there was anything (besides eBay, I suppose) to use it for.  I've used my PayPal account to pay for things in the past without incident.  OTOH, one time when I bought something and entered my (not PayPal) credit card information, PayPal switched the transaction from a credit card charge to withdrawing money from my checking account to cover the expense.  That was without my approval, or my knowledge until it was too late!

Obviously I was spooked by having some vendor having my credit card info, but not using it as I requested.  I don't like to give any business the ability to automatically take money out of my bank account.  That's two strikes against the new PayPal right there.  I think I'll read over all of those TOS documents very carefully before I try using PayPal again.

It seems to me that finding a trustworthy financial institution these days is nearly impossible.  Is it just me?

jadewahoo

jadewahoo Avatar

Location: Puerto Viejo, Costa Rica
Gender: Male


Posted: Jun 15, 2010 - 11:46pm

 oldslabsides wrote:
why does anyone use PayPal?  srsly.

 
Much of my business is done via PayPal. People make their payments for my services exclusively through PayPal. Tehy have the option of using their credit card via PayPal as well, whether or not they are a member of PayPal.

My question, if you are at all a utilizer of online services, is why would you NOT use PayPal? It is inexpensive to use the as a financial receipt service, only 3.9% for most transactions... far less that the 5% credit cards require. And as a buyer it costs you nothing extra whatsoever.

Red_Dragon

Red_Dragon Avatar



Posted: Jun 15, 2010 - 8:06pm

 winter wrote:

Thrift stores? Some of the less discerning dishrag sellers?



 
Actually, those are a pretty good source.

Leslie

Leslie Avatar

Location: Antioch, CA
Gender: Female


Posted: Jun 15, 2010 - 8:06pm

 winter wrote:

Thrift stores? Some of the less discerning dishrag sellers?


 
Why I oughtta......

winter

winter Avatar

Location: in exile, as always
Gender: Male


Posted: Jun 15, 2010 - 8:04pm

 Leslie wrote:

Where else could I buy all my Dead shirts for about half the normal cost? DUDE!
 
Thrift stores? Some of the less discerning dishrag sellers?




Leslie

Leslie Avatar

Location: Antioch, CA
Gender: Female


Posted: Jun 15, 2010 - 7:20pm

 oldslabsides wrote:

Oh yeah - ebay.  That's the reason I set up a PayPal account years ago - to which I have forgotten my username and password long ago.  Guess I'm not much of an ebay shopper.
 
Where else could I buy all my Dead shirts for about half the normal cost? DUDE!

Red_Dragon

Red_Dragon Avatar



Posted: Jun 15, 2010 - 7:11pm

 Leslie wrote:

I use PayPal to buy stuff on eBay because it's a lot faster. Just a couple of clicks and I'm done.
 
Oh yeah - ebay.  That's the reason I set up a PayPal account years ago - to which I have forgotten my username and password long ago.  Guess I'm not much of an ebay shopper.

Lazy8

Lazy8 Avatar

Location: The Gallatin Valley of Montana
Gender: Male


Posted: Jun 15, 2010 - 7:09pm

 oldslabsides wrote:
I've been buying stuff online for years now with nothing but a credit card - no PayPal.

Works if you're dealing with a business that takes credit cards, but for people-to-people transactions not so much.

I've never had any grief with PayPal. Jerks I bought stuff from who sent the wrong item then wanted it shipped back on my dime before they'd refund the purchase price but not the shipping, well that's another story.

JrzyTmata

JrzyTmata Avatar



Posted: Jun 15, 2010 - 7:09pm

 oldslabsides wrote:

I've been buying stuff online for years now with nothing but a credit card - no PayPal.
 
not everyone excepts credit cards directly. especially small vendors and individuals the sell through ebay and such.
less fees involved with paypal than CC.

Leslie

Leslie Avatar

Location: Antioch, CA
Gender: Female


Posted: Jun 15, 2010 - 7:07pm

 oldslabsides wrote:

I've been buying stuff online for years now with nothing but a credit card - no PayPal.
 
I use PayPal to buy stuff on eBay because it's a lot faster. Just a couple of clicks and I'm done.

Red_Dragon

Red_Dragon Avatar



Posted: Jun 15, 2010 - 7:06pm

 katzendogs wrote:

cuz i can't hand you cash?
 
I've been buying stuff online for years now with nothing but a credit card - no PayPal.

katzendogs

katzendogs Avatar

Location: Pasadena ,Texas
Gender: Male


Posted: Jun 15, 2010 - 7:03pm

 oldslabsides wrote:
why does anyone use PayPal?  srsly.

 
cuz i can't hand you cash?

JrzyTmata

JrzyTmata Avatar



Posted: Jun 15, 2010 - 7:03pm

 oldslabsides wrote:
why does anyone use PayPal?  srsly.

 
what's your alternative?

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