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Red_Dragon

Red_Dragon Avatar



Posted: Jun 15, 2010 - 7:02pm

why does anyone use PayPal?  srsly.
katzendogs

katzendogs Avatar

Location: Pasadena ,Texas
Gender: Male


Posted: Jun 15, 2010 - 7:00pm

 katzendogs wrote:

Why do you charge? I bought some items from a site for my kid and it was an amount that should have covered the $15.00 that the store wanted for using paypal. I canceled the order.
 
I'm pretty sure I didn't write this in 2010. Must be part of the clean sweep!

rosedraws

rosedraws Avatar

Location: close to the edge
Gender: Female


Posted: Jun 15, 2010 - 6:28am

I HATE PAYPAL.  
Manbird

Manbird Avatar

Location: Oroville, Ca
Gender: Male


Posted: Feb 1, 2010 - 6:50pm

 glassbuteo wrote:

concur- if all the merchant processing business's out there worked faster and more together- it probably wouldn't take as long.

(Basically PP is a big bank)

I'm glad I have the merchant account via PayPal- makes it easier for customers or people wanting to USE their CC.

also- I'd MUCH rather take a CHECK than a CC- however most people hardly carry their checkbooks anymore....
esp. for an impulse retail purchase.
 
When I first signed up they had a money market account option which I opted for.
My money was earning about 7%! Maybe it was more, I forget. But I got pretty decent
dividends back periodically which helped defray the fee. Now it's down to about .5% 
ScottFromWyoming

ScottFromWyoming Avatar

Location: Powell
Gender: Male


Posted: Feb 1, 2010 - 6:42pm

 katzendogs wrote:

Yes. I think. So in my case, a $500.00 order to the vendor is sufficient enough to cover the 5% loss to the vendor?
 
That's a $25 service charge from PayPal. I can see wishing it were possible to make it go away but they're just being dumb. They get more bounced checks or late/nonpayments the old way, and this is a sure thing for them.
 
And I am not familiar with all the different service plans PayPal offers, but a simple transaction for $500 incurs a smaller % fee than a $50 transaction, usually. So I don't think they'd even be out $25. Sure, they'd rather have you walk in and pay them in cash, but even then their money-handling costs have to be included. If you take cash payments, somebody has to write up a deposit slip and take the money to the bank. What's their time worth?

Ignernt as all get out.

Manbird

Manbird Avatar

Location: Oroville, Ca
Gender: Male


Posted: Feb 1, 2010 - 6:41pm

 glassbuteo wrote:
Have been using it for business transactions for years. (since 1997)
as well for web design clients to set up shopping cart on their websites.  (whether a sale or donation or subscription)
it is great for all sides- but customer support is a PITA. so I really empathize with you OTD! and others...{#Headache}

Couple weeks ago after not finding the answer to my question/concern for a client (clients authorize me to their account, no access to financial, just API and authorization so I can make code for the buttons/processing) had to spend about two hours to resolve  the problem. (client had spent about an hour as well).

Then somehow from the work with the client, my personal business bank account (which is tied in with my PayPal) was refused. Had to spend another 45 minutes with PP, then half hour on phone with my bank to resolve that problem in order for PayPal to recognise my business account. (according to my bank, it was "an odd fluke" as to why my business account was not being recognised, she said she saw it happen to another customer not to long ago)
I can relate all to well to the great advantages and the disadvantages and PITA customer support.{#Group-hug} However hands down, probably the most reliable way to proceed with transactions whether you have an account or just desire to purchase something and the vendor has chosen PayPal as form of payment. (also allows customer or person to do such on their own time, from convenience of their home or wherever)

Also, if you have a small business and desire to sell on the innerwebs- PayPal is the cheapest way to be able to process a credit card (from a merchant point of view) Otherwise you have to apply and obtain a certificate and that can cost in the thousands. (even if you have a business account with your bank)
Last I researched, for my business it was best to run all innerweb sales via PayPal, for in person or phone transactions , I use the business merchant account via my bank (and yes folks, still use the 'ol fashioned knuckle buster to process Visa/MC (with a phone auth.)... no monthly equipment fee, and less amount charged pr transaction - since 1994) Have had only two problems in all those years, all customer end (one was a fraud via stolen CC, the other was customer who purchased piece at an art show, told Visa she didn't like it, and was refunded the money and kept the art piece)

It seems that customers want ease of purchase via their CC cards- and retailers/business's have to keep up. In order for me to get paid, have to have the easiest formats for the customer to make such.

PITA-it is, however also a way to make a transaction via computer to almost anyone in the world.

 
I just wish it didn't take 3 days to transfer money from PP to my checking account. 
Sometimes I just gots to eats! 
jadewahoo

jadewahoo Avatar

Location: Puerto Viejo, Costa Rica
Gender: Male


Posted: Feb 1, 2010 - 6:41pm

 oldslabsides wrote:
I set up a PayPal account years ago, I can't remember what for.  I haven't used it in years - I just use my credit card.

Do you mind if I run some of my Nigerian scams business opportunities through your unused PayPal account? 


Manbird

Manbird Avatar

Location: Oroville, Ca
Gender: Male


Posted: Feb 1, 2010 - 6:36pm

 ScottFromWyoming wrote:

Yeah plus it's ignorant. But hey.
 
yeah it all ignant up in there
Manbird

Manbird Avatar

Location: Oroville, Ca
Gender: Male


Posted: Feb 1, 2010 - 6:35pm

 katzendogs wrote:

Yes. I think. So in my case, a $500.00 order to the vendor is sufficient enough to cover the 5% loss to the vendor?
 
I guess that's up the vendor... 
Red_Dragon

Red_Dragon Avatar



Posted: Feb 1, 2010 - 6:35pm

I set up a PayPal account years ago, I can't remember what for.  I haven't used it in years - I just use my credit card.
katzendogs

katzendogs Avatar

Location: Pasadena ,Texas
Gender: Male


Posted: Feb 1, 2010 - 6:32pm

 Manbird wrote:

If a client wants to pay with paypal, I lose about 5% of my fee to paypal because that's about what they charge. Of course, I can raise my fee by that amount if I choose because I can charge whatever I want. I can ask the client to send if check if they don't mind. Some clients have already figured out for themselves that they can select the 'gift' option when they pay and avoid the fee but I wouldn't ask a client to do that. Sometimes it's worth losing the 5% to be able to get the client to commit right away by sending me a deposit. And all-in-all, I think it's well worth the fees I pay to be able to accept credit and debit cards over the internet.
 
 
Did that address the questions because I didn't backstroke to look. 

 
Yes. I think. So in my case, a $500.00 order to the vendor is sufficient enough to cover the 5% loss to the vendor?

Manbird

Manbird Avatar

Location: Oroville, Ca
Gender: Male


Posted: Feb 1, 2010 - 6:21pm

 ScottFromWyoming wrote:

I don't think Manbird charges people extra for using PayPal. PayPal takes a percentage of the total, tho, so if you owed him $200 he's saying it would be worth it for him if you sent a check for $200.
 
I have seen merchants that charge for using PayPal but I really don't understand that. Especially on smaller amounts owed, a merchant doesn't want to spend a lot of time chasing down a $20 payment so even though the % PayPal takes is high on small charges, it's still worth it. Sell something for $20 and spend half an hour billing it out and reconciling etc. Vs Sell it for $20, pay PayPal $2.50 and get $17.50 today.
 
If a client wants to pay with paypal, I lose about 5% of my fee to paypal because that's about what they charge. Of course, I can raise my fee by that amount if I choose because I can charge whatever I want. I can ask the client to send if check if they don't mind. Some clients have already figured out for themselves that they can select the 'gift' option when they pay and avoid the fee but I wouldn't ask a client to do that. Sometimes it's worth losing the 5% to be able to get the client to commit right away by sending me a deposit. And all-in-all, I think it's well worth the fees I pay to be able to accept credit and debit cards over the internet.
 
 
Did that address the questions because I didn't backstroke to look. 


BlueHeronDruid

BlueHeronDruid Avatar

Location: planting flowers


Posted: Feb 1, 2010 - 6:19pm

 Manbird wrote:

The answer is... ass face larry!

Actually I forgot the question. Either that or I'm just flat out ignoring you. I'm not sure.  

 
Good god, man. Get a grip on a ketchup bottle and settle down!

ScottFromWyoming

ScottFromWyoming Avatar

Location: Powell
Gender: Male


Posted: Feb 1, 2010 - 6:19pm

 jadewahoo wrote:
 ScottFromWyoming wrote:

I don't think Manbird charges people extra for using PayPal. PayPal takes a percentage of the total, tho, so if you owed him $200 he's saying it would be worth it for him if you sent a check for $200.
 
I have seen merchants that charge for using PayPal but I really don't understand that.
 Charging extra for a client to pay you using PayPal transgresses the agreement you signed with PayPal and is cause for PayPal to delete your account and use privileges.

 
Yeah plus it's ignorant. But hey.

cookinlover

cookinlover Avatar

Location: Auckland, New Zealand (former Boston native and Atlanta transplant)
Gender: Male


Posted: Feb 1, 2010 - 6:17pm

 Coaxial wrote:




 
{#Ask} They don't sell Hunt's in New Zealand... I wonder where it's made.

bokey

bokey Avatar

Gender: Male


Posted: Feb 1, 2010 - 6:17pm

 Coaxial wrote:




 
{#Snooty} Obviously Photoshopped.


Manbird

Manbird Avatar

Location: Oroville, Ca
Gender: Male


Posted: Feb 1, 2010 - 6:16pm

 katzendogs wrote:

Well? Will you answer my question?

Edit: This has nothing to do with R's journal.Shifty
 
The answer is... ass face larry!

Actually I forgot the question. Either that or I'm just flat out ignoring you. I'm not sure.  
Coaxial

Coaxial Avatar

Location: 543 miles west of Paradis,1491 miles eas
Gender: Male


Posted: Feb 1, 2010 - 6:15pm

 bokey wrote:

Cats up? Where? In the air? Must we do this again? You need to use spellcheck. There is no such thing as catsup, unless it's some kind of sick New Zealand thing like dwarf tossing.

 


jadewahoo

jadewahoo Avatar

Location: Puerto Viejo, Costa Rica
Gender: Male


Posted: Feb 1, 2010 - 6:15pm

 ScottFromWyoming wrote:

I don't think Manbird charges people extra for using PayPal. PayPal takes a percentage of the total, tho, so if you owed him $200 he's saying it would be worth it for him if you sent a check for $200.
 
I have seen merchants that charge for using PayPal but I really don't understand that.
 Charging extra for a client to pay you using PayPal transgresses the agreement you signed with PayPal and is cause for PayPal to delete your account and use privileges.


cookinlover

cookinlover Avatar

Location: Auckland, New Zealand (former Boston native and Atlanta transplant)
Gender: Male


Posted: Feb 1, 2010 - 6:15pm

 bokey wrote:

Cats up? Where? In the air? Must we do this again? You need to use spellcheck. There is no such thing as catsup, unless it's some kind of sick New Zealand thing like dwarf tossing.

 
You and I both know we can't get that event started until you get here. But we're all really looking forward to it!

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